"I hear you knockin' but you can't come in..."

Apparently a lot of people.  Back in a "better" real estate market, when you missed 1 payment, all was okay, you may have received a phone call, but that was about it.  If you missed a second payment, there was more of the same.  A third? - They may have mailed you a fancy letter.  Any further action, usually took until the 4th month or more without the mortgage holder receiving payment. sometimes you have to be strong

Today, at the day after you miss a payment - when 30 days elapses from your due date - you hit the "list".  That same list that is used to report you to the creditors of your being 30 days late.

Who has access to the "list"

Attorney's, Realtors, banks, debt collection companies, vendors, syndication websites, and others.  However, this is not "FREE" data, they are all paying for it.

Each of the above parties has a specific role and motive in speaking with you, the distressed homeowner, at the first 30 day late.  Speaking about the Realtor, they want you to list your home with them as a short sale.

Who sent you?

They will explain that your bank sent them.  They may even be more forthright and tell you that a "debt collection" company sent them.  In either case, understand they are Real Estate agents and would not be offended if you threw yourself on the carpet and begged them to list your home as a short sale.

Questions - Call your Realtor

If you had bought a home, you may have a real estate agent you know.  If you hated that agent, then find another.  Point being, make sure you have your own, personal, representative when you start missing payments and fall short on your mortgage.  It could mean the difference between constantly worrying or having the "process" made clear by a Foreclosure/Short Sale Expert.

If you don't have one - call us and you will :-)

Foreclosure Updates - Santa Clarita CA

(instructions on how to access this specific data for the below distressed properties:  Use our Foreclosure Radar resources for all of the southern California cities - go to our main SCV real estate site and type the words -   foreclosure radar   - into the MacboX at the top of the page and SEARCH AT WILL!)

Your New Foreclosures alert, Paris911's Pre-Foreclosure Alert for Santa Clarita Valley CA, found a match.

 

Stage Radar ID Street City Zip State Type Sq Ft Beds Baths Sale Date Est. Value Est. Bid

Preforeclosure 502534481 28062 CATHERINE DR SANTA CLARITA 91351 CA CND 1160 2 3.00 08/23/2012 $175,420.00 $334,883.00

Preforeclosure 513108820 27806 SANDSTONE CT VALENCIA 91354 CA CND 1927 3 3.00 08/23/2012 $419,854.00 $518,617.00

Preforeclosure 771571b 23825 CLAYMORE WAY SANTA CLARITA 91354 CA CND 2110 3 2.00 08/24/2012 $480,976.00 $637,142.00

Preforeclosure 513038265 26955 RAINBOW GLEN DR 743 SANTA CLARITA 91351 CA CND 907 2 2.00 08/23/2012 $127,441.00 $216,689.00

Preforeclosure 754291b 18011 RIVER CIR 1 SANTA CLARITA 91387 CA CND 1268 3 3.00 08/23/2012 $177,601.00 $134,319.00

Preforeclosure 299497 25851 DE QUINCY PL STEVENSON RANCH 91381 CA SFR 3208 5 3.00 08/22/2012 $640,678.00 $763,857.00

Preforeclosure 520309786 24127 DEL MONTE DR 119 SANTA CLARITA 91355 CA CND 925 2 2.00 08/23/2012 $186,034.00 $247,368.00

Preforeclosure 517159243 29781 WISTERIA VALLEY RD SANTA CLARITA 91387 CA SFR 1085 3 1.00 08/23/2012 $238,029.00 $52,434.00

Preforeclosure 507410612 23625 DEL MONTE DR 310 SANTA CLARITA 91355 CA CND 910 2 2.00 08/22/2012 $186,627.00 $271,978.00

Preforeclosure 500582682 25547 MAGNOLIA LN STEVENSON RANCH 91381 CA SFR 4021 4 3.00 08/23/2012 $823,834.00 $973,074.00

 

Your New Foreclosures alert, Paris911's Auction Alert for Santa Clarita Valley, found a match.

 

Stage Radar ID Street City Zip State Type Sq Ft Beds Baths Sale Date Est. Value Est. Bid

Auction 500581584 19331 OPAL LN 125 SANTA CLARITA 91350 CA CND 1404 2 2.00 05/21/2012 $205,394.00 $346,766.00

Auction 509557950 23030 EDENTON PL SANTA CLARITA 91354 CA CND 2730 3 3.00 05/15/2012 $510,504.00 $828,638.00

Auction 505296241 27830 CROSSPATH AVE CANYON COUNTRY 91351 CA SFR 1649 2 1.00 05/16/2012 $312,446.00 $129,662.00

Auction 507409010 25027 PEACHLAND AVE 258 SANTA CLARITA 91321 CA CND 850 2 2.00 05/17/2012 $110,986.00 $272,604.00

Auction 512765824 22619 CARDIFF DR SANTA CLARITA 91350 CA CND 1635 3 3.00 05/18/2012 $287,244.00 $500,932.00

Auction 23801417 28936 FLOWERPARK DR SANTA CLARITA 91387 CA SFR 1634 4 2.00 05/22/2012 $258,036.00 $193,776.00

Auction 507409618 27513 KENFEL DR SANTA CLARITA 91350 CA SFR 2154 3 3.00 05/14/2012 $387,013.00 $358,484.00

Auction 500586092 23731 DEL MONTE DR 184 VALENCIA 91355 CA CND 1030 2 2.00 05/17/2012 $205,779.00 $269,915.00

Auction 516973873 19230 AVENUE OF THE OAKS C NEWHALL 91321 CA CND 666 1 1.00 05/16/2012 $80,502.00 $150,393.00

Auction 23823765 31928 TOPAZ CT CASTAIC 91384 CA RES 1392 3 2.00 05/14/2012 $172,327.00 $196,346.00

Auction 517006296 28646 MEADOWGRASS DR CASTAIC 91384 CA SFR 2436 3 3.00 05/31/2012 $390,034.00 $462,090.00

Auction 500603550 27614 SUSAN BETH WAY A SANTA CLARITA 91350 CA CND 700 1 1.00 05/15/2012 $104,014.00 $121,231.00

Auction 517422664 28534 OLD SPANISH TRL SANTA CLARITA 91390 CA SFR 2188 4 3.00 05/18/2012 $361,400.00 $491,332.00

Auction 502384685 34285 LAVERY CANYON RD SANTA CLARITA 91390 CA SFR 1713 3 3.00 05/11/2012 $323,981.00 $492,000.00

 

Your New Foreclosures alert, Paris911's Santa Clarita Bank Owned Real Estate Alert, found a match.

 

Stage Radar ID Street City Zip State Type Sq Ft Beds Baths Sale Date Est. Value Est. Bid

Bank Owned 517260874 26128 RAVENHILL RD SANTA CLARITA 91387 CA SFR 4649 5 4.00 05/01/2012 $745,118.00 $793,270.80