The better the intel with Real Estate the better decisions that can be made.  We have posted up our latest,Santa Clarita real estate dailyvideo on this page.  We discussed the lender's, various loans types, and mello roos and assessments.Lender Requirements:  We have watched as the most prevalent loans being written today are the FHA - at 3.5% down payment.  VA - no down payment, but with some closing costs - and the 20% down Conventional Loan.Mello roos and special assessmentsare alive and well in the Santa Clarita Valley Cities.  If these are something for you to avoid, contact your realty professional and make sure they are not hunting for homes that have them.